Highmark Mental Health Therapy and Drug Rehab Coverage

Highmark Insurance Coverage at Beachway

Besides receiving individualized service by professionals who care, Highmark has several features that make it the ideal insurance carrier for those who require rehab treatment. Highmark classifies alcohol addiction as a medical condition and therefore recommends treatment based on this. The coverage is dependent on the unique plan you are enrolled in. However, many plans include a total cost coverage option if all your out-of-pocket or deductible expenses have reached their maximum for the year.

With Highmark, all medically necessary treatments, such as detox, are covered, except treatments that are considered experimental. If you choose a treatment that is considered experimental or interested in entering a facility that Highmark does not cover, you are provided the option to pay above what the insurance will provide or make payment plans to afford the treatment.

Why is Highmark Rehab Coverage Important?

The Substance Abuse and Mental Health Services Administration (SAMHSA) estimates that roughly 23.5 million Americans suffer from substance abuse. They also estimate that out of that figure, only 11 percent receives treatment. If these numbers seem shocking to you, it’s because they are.

Despite numerous studies that show how addiction is more like a chronic disease rather than a moral failing, there is still a stigma attached to seeking help for substance abuse problems. With the passing of the Affordable Care Act, it became a requirement for insurance companies to provide coverage for rehab. This small step reduces the negative stigma associated with addiction, helping millions of Americans get their help.

In addition to the personal damage and trauma that addiction and substance abuse can cause, there is also a national side effect damaging our economy. The National Institute on Drug Abuse (NIDA) estimates that $700 billion per year is spent on costs associated with addiction. By making treatment more readily available, the benefits will trickle down and help the economy.

When a person enters a rehab facility for substance abuse, it’s important to focus on recovery and working towards sobriety. Worrying about paying the full amount for treatment is detrimental to recovery. Addressing the uncomfortable causes of personal addiction is stressful. Adding the financial stress of treatment increases the chances of relapse. By providing coverage for mental health and addiction issues, patients can recover in peace without the burden of paying the full amount.

Does Highmark Rehab Coverage
Include Aftercare?

Aftercare is the treatment that occurs after the initial stay at a rehab facility. All reputable facilities will have strong aftercare programs in place to ensure the success of their clients. Some examples of aftercare programs include access to group therapy, placement in a sober living environment, participation in group activities, and enrollment in support groups. Highmark drug rehab coverage typically covers aftercare costs, although it’s best to confirm the details of your specific plan.